Release the money that’s stuck
Suspense ledgers accumulate across decades — unsigned division orders, bad addresses, open estates, uncured title. AGR works the ledger case by case: root cause, cure, release. In Colorado the dormancy clock is three years; after that, the money leaves your ledger for a state that already holds $2.5B+ in unclaimed property.
C.R.S. § 38-13-201 · Statutory references are informational, not legal advice.
Every dollar traced from suspense to recovery
The agent doesn’t just flag what’s stuck — it moves each case through skip trace, heir research, and payout, surfacing the audit trail as it works.
The whole ledger, case by case
Unlocated owner
RC-01Payments returned or never sent because the owner, heir, or successor entity can’t be found. Cured with courthouse research and public-record skip-trace.
Unsigned division order
RC-02The interest is valid but the paperwork never came back. Cured with verified contact, a clean package drafted for signature, and tracked follow-up.
Deceased owner / open estate
RC-03Proceeds accrue while heirship is unresolved. Cured with probate research, heirship documentation, and curative instruments drafted in-house.
Title defect
RC-04A gap or defect in the chain holds the decimal in suspense. Cured in-house as part of the engagement — see the title-curative note below.
Missing W-9 / tax block
RC-05Tax documentation never collected. Cured with drafted W-9 requests and tracked collection so the payment block can be lifted.
Uncashed payments
RC-06Checks issued but never presented. Verified, documented, and routed to reissue or to the escheatment file with the audit trail intact.
The title work is part of the cure — not a separate invoice
A large share of suspense traces back to title: broken chains, unprobated estates, defective or unrecorded instruments. AGR performs that curative work in-house as part of the suspense engagement — chain-of-title runsheets, defect identification, heirship documentation, and curative instrument drafts (affidavits, corrective deeds, ratifications).
Drafted instruments are prepared for execution and coordinated with your designated attorney of record. AGR does not issue title opinions and does not market title work as a standalone service — it exists here because releasing a suspended decimal usually requires it.
The full suspense ledger is ingested and every item categorized by root cause — unlocated owner, unsigned division order, title question, missing W-9, uncashed payment.
Cases are sequenced by dormancy deadline and cure feasibility. In Colorado the escheat clock is three years — the ledger is worked in deadline order, not discovery order.
Courthouse research, skip-trace, heirship work, and — where the cure requires it — title curative performed in-house, coordinated with your attorney of record.
Cured cases are documented for pay-out; unresolvable items are prepared as NAUPA-formatted escheatment data for your filing. Every case carries a full audit trail and human sign-off.
Cured-Case Files
For every released decimal: the root cause, the cure performed, the documentation, and the reviewer’s sign-off.
Curative Documentation
Runsheets, defect memos, and drafted curative instruments from the in-house title work, packaged for your attorney of record.
Owner Correspondence
Drafted letters, W-9 requests, and division order packages — rules-checked and human-approved before anything is queued.
NAUPA Escheat Data
Filing-ready, NAUPA-formatted data for items that cannot be cured. You file as the holder; AGR does not file on your behalf.
A defined slice of the ledger, triaged and root-caused, so you see the cure rate before committing.
Colorado law constrains percentage-based unclaimed property agreements — CO suspense work is flat-fee by design.
Pre-escheat recovery work in Texas may be structured on contingency, agreed in writing before work begins.
Statutory references are informational, not legal advice.
AI-drafted. Rules-checked. Human-approved.
AI Agents
Agents draft the analysis — statement parsing, ledger triage, correspondence — at a volume no manual team matches.
Deterministic Rules
Every draft passes a fixed rules layer: statute citations, math, dates, and claims are checked mechanically, not probabilistically.
Human Sign-Off
Nothing leaves AGR without a named reviewer approving it. The sign-off is logged and auditable.
Suspense Recovery FAQ
By dormancy deadline first, then cure feasibility. In Colorado, mineral proceeds escheat after a three-year dormancy period (C.R.S. § 38-13-201), so cases nearest the deadline are worked first regardless of size. Statutory references are informational, not legal advice.
Where a suspense cure requires title work — chain gaps, heirship, defective instruments — the curative is performed in-house as part of the suspense engagement. Curative instruments are drafted for execution and coordinated with your designated attorney of record; AGR does not issue title opinions.
No. AGR prepares NAUPA-formatted escheatment data for the items that cannot be cured, ready for your filing. The holder files; AGR does not file on your behalf.
Owner letters, W-9 requests, and division order packages are drafted by the system, checked against a deterministic rules layer, and approved by a human reviewer before anything is queued. You see and control what goes out.
Colorado engagements are flat-fee, structured with C.R.S. § 38-13-1302 in view — the statute that constrains percentage-based unclaimed property agreements. Texas pre-escheat work may be structured on contingency. The framework is agreed in writing before work begins.
A cured-case file for every released decimal, curative documentation for the title work performed, NAUPA-formatted data for what must escheat, and a ledger report with the full audit trail — each item carrying a named reviewer’s sign-off.
Work the ledger before the state does
A bounded pilot on a slice of your suspense ledger shows the cure rate, the title work required, and the escheatment exposure — with every case AI-drafted, rules-checked, human-approved.